![]() ![]() I back them up through two systems: an automated cloud backup service that constantly uploads my files for secure off-site storage, and an external hard drive I keep at my apartment. Today, I keep all of my important documents digitally. Then I moved abroad about five years ago and had no choice but to get rid of it. Like most Americans, I used to keep a big, bulky filing cabinet for important paperwork. You’ll need to itemize each of these deductions come tax time. Make sure you keep your donation receipts in case you decide to claim a tax deduction for charitable giving. Your trash pile should end up being the smallest of the three. Nearly everything you can’t sell can be donated. You can donate your clothes, furniture, and old electronics. What you can’t sell, donate to a charitable organization. Sell these on Craigslist, eBay, or Etsy to recover some of your initial cost. ![]() ![]() There’s a market for your old cell phones, computers and other electronics, clothes, furniture, and children’s belongings. Separate your outgoing items into three piles: sell, donate, and trash. Have old iPhones just sitting around? Sell them for cash. When in doubt, throw it out, sell it, or give it to someone who could use it. Go through every room, closet, and storage space with a fine-toothed comb. It slowly fills up our homes, leaving us constantly shuffling items around in a doomed attempt to tidy up. We all accumulate far too much stuff in the course of modern life. You can knock out several house cleaning and financial cleaning tasks simultaneously. How to Spring-Clean Your Financesīreak out your financial dustpan and set aside a weekend morning to clean up your personal finances and plan how you’ll end this year in far better financial shape than when you started it. So just as you spring-clean your home to give it a more thorough scrubbing, you should do the same with your finances. Just as your house doesn’t clean itself, your money drifts into chaos and entropy if you ignore it for too long. To create the kind of lifestyle you dream of requires careful planning and disciplined work. ![]()
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